Peninsula Dental

Payment Options

At Peninsula Dental Centre, we have a variety of payment options to help make your dental care more affordable. These include:
  1. EFTPOS, Cash and all major Credit Cards including Visa and MasterCard.
  2. We offer multiple finance options with Q MasterCard® and Q Card®. When you use the Cards through the EFTPOS machine you automatically get 3 months interest-free. For full priced treatments $300 and over, we offer 12 and 18 Months Interest-free.  If you do not already have a Q Card® you can apply in our practice or by clicking here
  3. We offer Southern Cross Health Society Easy-claim. This is a convenient way for Southern Cross members to claim for eligible healthcare services at the time of purchase, without completing a claim form. Please remember to bring your membership number to your appointment either with your card or app. For more information, please visit Southern Cross Easy Claim.
  4. We also offer an interest-free finance option of up to $1,000 


AfterPay allows you to ‘Buy what you want today, pay for it in four equal instalments, interest-free. Details

  • The first payment is due at the time of purchase
  • 4 equal payments, 2 weeks apart
  • No interest charged on payments
  • There is an $8 late payment fee if payments are not made on time (capped at $40 or 25% whichever is the highest)

Zip Pay allows you to make a purchase and then pay it off over 4 equal instalments without incurring interest. Details

  • 25% due at the time of purchase
  • 4 equal payments, 2 weeks apart
  • No interest charged on payments
  • There is an $8 late payment fee and a further $8 for every week it is outstanding


Government Assisted help:

 Basic dental services are free until you’re 18. If you need dental care after 18, and you're on a low income or have a disability, illness or injury, you can apply for government help. For more information, please click here.


WINZ Quote

If you are on a low income, Work and Income New Zealand (WINZ) may be able to help you. You will need to be a New Zealand citizen or have permanent residence status and over 16, normally live in the country or intend to stay, and have an essential need for treatment. WINZ grants $300 for emergency dental treatment per year and can often provide even more financial assistance depending on your circumstances. You can read more how Work and Income may assist you with dental treatment here.


 ACC may be able to help towards your treatment costs. Please check the guide to ACC and your dental injury here, for more help please do not hesitate to call our friendly staff on 04 388 8038.


Dental Care for Teenagers (13-18 years old)

Adolescents can receive free dental care up until they turn 18. The free dental care includes the following services:

  • A yearly check-up and clean (x-rays as well, if necessary).
  • Dental treatment such as fluoride application, fissure sealants, fillings, root canals, and extractions
  • Dental emergencies.

Note: Orthodontic extractions and tooth whitening is not free for under 18-year olds. Accidents are covered by ACC.


Dental Care for Children (Under 13 years old)

From age 0 to Year 8 (last year of intermediate school) dental care is provided by dental therapists in a school or community dental clinic. Dental therapists provide routine dental care and oral health education to under 13-year olds. Procedures they may perform include delivering local anaesthetics, fillings, primary tooth extraction, professional cleans, fissure sealants and fluoride applications. If care is beyond their scope of practice the dental therapist will refer to an appropriate dentist or specialist dentist.

You can contact Let's Talk Teeth by visiting their website or the Wellington Regional Dental Service at or call 0800 TALKTEETH (0800 825 583).